Figo offers affordable peace of mind to cat and dog owners, offering 100% reimbursement on actual veterinary charges with low annual deductibles starting at $50! They even cover exam fees, prescription drugs, and alternative therapies.
Their waiting periods are some of shortest in the industry with coverage for accidents starting 5 days after enrollment and coverage for illness starting 14 days after enrollment! However both of these can be waived if you use a partner Veterinary, Shelter or Humane Society code when purchasing the policy, and your pet receives a wellness exam within 48 hours prior to purchase.
They also mention that they will review pre-existing conditions on a case by case basis, and may waive a pre-existing condition if they deem the condition was curable and it has not shown signs or symptoms in the prior 12 months.
A Few Details about this Insurer:
With Figo, an average quote for dogs would be: $21.04 - $25.07 and an average quote for cats would be: $11.34 - $12.18.
Figo does not offer coverage for wellness exams, so if that is a particular need of yours, you may want to look at one of our other top providers.
Our sample quotes are based on: 2 year old female mixed breed (medium dog or domestic short-hair cat) from Minnesota with $200 deductable, 80% reimbursement and $10,000 annual limit.
Covered Animals: Dogs, Cats
|Annual Deductibles: $50, $100, $200, $500
||Per Incidence Limits: No Limits
||Type of Deductable: Annual
|Co-Pay Coverage: 70%, 80%, 90%, 100%
||Annual Claims Limits: $10,000, $14,000, No Limits
||Money Back Guarantee: 30 Days
|Minimum Enrollment Age: 6 Weeks
||LifeTime Claims Limits: no limits
||Multiple Pet Discount: 10%
|Maximum Enrollment Age: None
||Effective Date: 12:01am (EST) the day after enrollment
||Reimbursement Based on: Actual Veterinary Charges
|Exam Fees Covered: Yes
||Wellness Coverage: No
||No Precoverage Exam Required:
|Hereditary/Congenital Conditions Covered: Yes
||Alternative Therapies: Yes
||Prescription Drug Coverage: Yes