Best Pet Insurance with the Shortest Waiting Period

Top 5 Best Pet Insurance with the Shortest Waiting Period

Buying pet insurance is a very important decision that will have a huge impact on your pet’s health, and your finances. Once you have committed to buying it is crucial that a company is able to deliver exactly in the way they advertised. Unfortunately most pet insurance companies withhold coverage for the first few weeks after enrollment, meaning you will not be able to apply for reimbursement yet are still required to pay.

It’s time to take a stand against these needless waiting periods. With the companies on our list, you will get the coverage you paid for and deserve in the shortest time possible.
It’s time to take a stand against these needless waiting periods. With the companies on our list, you will get the coverage you paid for and deserve in the shortest time possible. #insurance #pets #waiting-period

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Provider DescriptionScore
Editor choice
Figo Pet Insurance Review

Figo Pet Insurance Review

Figo is an excellent choice for any dog or cat owner that is looking for comprehensive illness and accident coverage, while paying for wellness and routine visits out of pocket. Tech savvy pet parents will be particularly happy with Figo's Pet Cloud.

Type of Deductible: Annual
Available Deductibles: $50, $100, $200, $500
Co-Pay Coverages: 70%, 80%, 90%, 100%

Waiting Period - Illness: 14 Days Waiting Period - Accidents: 5 Days

However Figo waives both waiting periods if you use a partner Veterinary, Shelter or Humane Society code when purchasing the policy, and your pet receives a wellness exam within 48 hours prior to purchase.

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Editor choice
2 PetFirst Insurance Review

PetFirst Insurance Review

PetFirst is an ideal pet insurance for owners of a multi animal household who want the shortest waiting periods, affordable coverage, and protection from unexpected veterinary costs.

Type of Deductible: Incident
Available Deductibles: $50, $100, $250, $500
Co-Pay Coverages: 70%, 80%, 90%

Waiting Period - Illness: 14 Days Waiting Period - Accidents: None

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3 Embrace Pet Insurance Review

Embrace Pet Insurance Review

Embrace pet insurance is ideal for pet owners who are seeking high customer service, and are in need of quality pet insurance that covers the widest range of problems.

Type of Deductible: Annual
Available Deductibles: $200, $300, $500, $1000
Co-Pay Coverages: 65%, 80%, 90%

Waiting Period - Illness: 14 Days Waiting Period - Accidents: 48 hours or 14 days (depending upon State)

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4 Pets Best Insurance Review

Pets Best Insurance Review

Pets Best offers very customizable plans and payment options to fit your needs, and claims are guaranteed to be paid out quickly. Waiting periods are among the lowest.

Type of Deductible: Annual
Available Deductibles: $50, $100, $200, $250, $1000
Co-Pay Coverages: 70%, 80%, 90%

Waiting Period - Illness: 14 Days Waiting Period - Accidents: 3 Days

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5 PetPremium Review

PetPremium Review

Overall though, PetPremium provides solid insurance for a reasonable price that covers most of the things pet owners are looking for. One of a few companies offering liability insurance. They do have low per incident limits on claims so be sure to look into how much surgery for common accidents cost to be sure that the cost of your monthly premium is financially justifiable.

Type of Deductible: Annual
Available Deductibles: $100, $250, $500
Co-Pay Coverages: 70%, 80%, 90%

Waiting Period - Illness: 14 Days Waiting Period - Accidents: 1 Day

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