Top 4 Best Pet Insurance for Pre-Existing Conditions
Pets are susceptible to accidents and illnesses from the moment they are born. Whether it is a hereditary or congenital condition that is immediately present, or an injury sustained as a newborn, there is always a chance that your puppy or kitten will have a problem that plagues them for the rest of their life.
Unfortunately, all pet insurance companies state they specifically exclude conditions that were pre-existing prior to enrollment – however there is still some hope. In fact, despite our best efforts we were only able to find four companies that offered some relief for pet owners with pre-existing conditions. But even with these companies they state they don't cover pre-existing conditions – however some will take a closer look on a case by case basis if the condition is considered curable, and if the pet hasn't showed signs for some stated period of time. Even then these companies do not guarantee reimbursement or coverage, so make sure you always do your due diligence if your pet has any pre-existing conditions.