Best Pet Insurance for Dogs

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Top 5 Best Pet Insurance for Dogs

Here at Revuezzle we are all pet owners too. We understand the love that you feel for your dog and that indescribable need to keep safe from any harm. We also know how overwhelming looking for pet insurance can be. In order to help reduce your stress, we have spent countless hours scavenging online in order to find the best insurance companies for your dog. So sit back, relax, and stop wasting your time browsing websites.

With the companies on this list you will be guaranteed to find the perfect fit for what you are looking for. Whether it is wide coverage, great customer service, or no limits, the companies on this list have it all.

Healthy Paws

Rating:

7.8/10

Starting at: $24.00 /mo

$24/month small dogs, $27/month for medium sized dogs, and $31/month for large dogs.

*Sample costs are based on a 2 year old mixed breed pet from Michigan with a $250 deductible and 80% reimbursement level

HealthyPaws provides such good insurance that it still comes in first place despite not having a wellness plan. What make HealthyPaws so appealing is their low monthly premiums and no claims limits of any sort. No other company is even close to being able to match this value. With HealthyPaws you will never have to worry about the cost of veterinary care, which is exactly what pet insurance should do.

A Few Details about this Insurer:

HealthyPaws only has 1 main plan for insurance. It costs dog owners a monthly premium of $27 on average.

Deductables: $100, $250, $500	Per Incidence Limits: No Limits
Co-Pay Coverage: 70%, 80%, 90%	Annual Claims Limits: no limits
Minimum Enrollment Age: 8 Weeks	LifeTime Claims Limits: No Limits
Maximum Enrollment Age: 14 Years	Effective Date: 12:01am the following day after enrollment

Need more reasons to purchase with HealthyPaws? They run a foundation for shelter animals called “Every Quote Gives Hope”. A percentage of each payment they receive is put towards this charity.

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PetFirst

Rating:

8.4/10

Starting at: $30.00 /mo

Average price for small dogs is $30 per month, $40 per month for medium-sized dogs and $48 per month for large dogs.

*Sample costs based on a 2 year old mixed breed from Michigan with a $250 deductible, 80% reimbursement level, and $10,000 annual limit.

If you absolutely must have a wellness add-on, but still want no lifetime limits, then PetFirst is the right insurance for you. They offer 3 add-on packages that will cover nearly all the possible situations that your dog may face. This will guarantee that you are never alone when it comes time to pay the vet bill.

They also have no lifetime limits, and the option to purchase a plan with extremely high yearly limits. Overall, purchasing insurance with PetFirst will be well worth the investment.

A Few Details about this Insurer:

Dog owners can expect to pay an average price of $40/month for insurance with PetFirst.

Deductables: $0	Per Incidence Limits: On Wellness Plans Only
Co-Pay Coverage: 70%, 80%, 90%	Annual Claims Limits: no limits
Minimum Enrollment Age: 8 Weeks	LifeTime Claims Limits: $2,000, $5,000
Maximum Enrollment Age: None	Effective Date: Midnight (EST) after enrollment

Want to save more? PetFirst offers a discounted family plan to customers who want to enroll multiple pets. Customers who do this save an average of 30% on the cost of insurance.

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PetPlan

Rating:

8.2/10

Starting at: $36.00 /mo

Average price for small dogs is $36 per month, $40 per month for medium-sized dogs and $43 per month for large dogs.

*Sample prices based on a 2 year old mixed breed from Michigan with a $100 deductible and 80% reimbursement level.

No lifetime limits, competitive monthly premiums, and only a 1 day waiting period before accidents are covered. These are just a few of the benefits of being a customer of PetPlan. But what really separates them from the pack is their offer of a reimbursement level of 100%, which means you may never have to pay your vet bill if your dog has an accident or illness.

Just like HealthyPaws, PetPlan does not have a wellness add-on. However, their main plan does have a much smaller list of exclusions that other companies, and they are the only insurer to provide any sort of coverage to pre-existing conditions.

A Few Details about this Insurer:

PetPlan has 3 different tiers of insurance plans. As an average they will cost dog owners $38/month.

Deductables: $100, $125, $150, $175, $200, $225, $250, $300, $500, $1000	Per Incidence Limits: No Limits
Co-Pay Coverage: 70%, 80%, 90%	Annual Claims Limits: no limits
Minimum Enrollment Age: 6 Weeks	LifeTime Claims Limits: $2,500, $5,000, $10,000, $15,000, $20,000, $25,000, No Limits
Maximum Enrollment Age: None	Effective Date: Day after purchase.

Addicted to your phone? PetPlan has their own smartphone app, which allows customers to submit claims or manage their account no matter where they are.

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Nationwide

Rating:

7.4/10

Starting at: $20.00 /mo

The "economical" plan for dogs will cost around $20/month, and the "comprehensive" plan will cost $27/month.

*Sample prices are based on a 2 year old mixed breed from Michigan with a $250 deductible.

Nationwide used to be called VPI, a much more well-known name in the industry. They recently rebranded in order to adopt the name of their parent company. With 48% of the market and 33 years of experience, they are the oldest and largest provider of pet insurance in the country.

They have broad coverage at good prices, great customer service, and add-ons that will help reimburse you for any routine care that your dog may need.

A Few Details about this Insurer:

Dog insurance from Nationwide will typically have monthly premiums of $24. For their 3 wellness add-ons that have increasing amount of coverage, the average price is $20/month.

Deductables: $250	Per Incidence Limits: Dependent on Plan Selected
Co-Pay Coverage: 90%	Annual Claims Limits: no limits
Minimum Enrollment Age: 6 Weeks	LifeTime Claims Limits: No Limits
Maximum Enrollment Age: 10 Years for New Customers - No limit for existing customers	Effective Date: Day after application is approved and payment received

Only want wellness coverage? Nationwide is the only company to allow clients to purchase medical and wellness plans separate from main plans. If you only want reimbursement for routine care then this is by far your best option.

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Trupanion

Rating:

7.7/10

Starting at: $38.00 /mo

Just for Trupanion's main plan without any add-ons owners should expect to pay around $38/month for dogs

*Sample price based on a 2 year old mixed breed from Michigan with a $250 deductible and 90% reimbursement level.

Just like the #1 ranked HealthyPaws, Trupanion guarantees that customers will be reimbursed without any annual or lifetime limits. Plus, since they only offer 1 reimbursement level of 90%, you can sure that Trupanion will cover nearly all of your vet bills for the rest of your pet’s life.

Unfortunately, Trupanion does not offer a wellness add-on. However, their main plan does insure hip dysplasia and congenital conditions, something that other companies fail to cover even with wellness add-ons.

A Few Details about this Insurer:

Trupanion only has 1 plan that applies equally to all customers. It will cost dog owners an average monthly price of $38.

Deductables:	Per Incidence Limits: No Limits
Co-Pay Coverage: 90%	Annual Claims Limits: no limits
Minimum Enrollment Age: 8 Weeks	LifeTime Claims Limits: No Limits
Maximum Enrollment Age: 14 Years	Effective Date: Next day after enrollment

Prefer add-ons? Although Trupanion does not have a wellness plan, they do have 3 other optional add-ons that reimburse things like breeding, burial fees, and holistic care.

Read our Review of Trupanion

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Healthy Paws

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PetFirst

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PetPlan

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Nationwide

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Trupanion

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