Best Pet Insurance_big_Top5

Top 5 Best Pet Insurance

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Top 5 Overall Best Pet Insurances

In an industry as competitive as pet insurance every company has to provide competitive prices and quality service if they want to stay successful. Yet just like in every other field the cream eventually rises to the top and it becomes obvious which companies provide superior service.

Based on factors including but not limited to price, limits, add-ons, customer service and reputation, we have developed our list of the Top 5 Overall Best Pet Insurance. These companies offer great plans that will be guaranteed to put your heart at rest if your pet ever becomes sick or injured. Say goodbye to expensive vet bills and hello to the best choice you’ve ever made for your pets health.

These companies offer great plans that will be guaranteed to put your heart at rest if your pet ever becomes sick or injured. #pets #insurance #cats #dogs

Rated #1

PetFirst

Rating:

      8.31/10

PetFirst Pet Insurance Review
Starting at: $25.00 /mo

average estimate would be $30/month for small dogs, $40/month for medium sized dogs, and $48/month for large dogs. Average price for cat owners is around $25 per month.

*Sample costs based on a 2 year old mixed breed from Michigan with a $250 deductible, 80% reimbursement level, and $10,000 annual limit.

PetFirst provides everything you could possibly want in insurance for your cat. They have no lifetime limits, low monthly premiums, and great add-on packages that cover wellness and vaccinations. One of their most attractive offers that separates them from other companies is a family package that allows customers to save up to 30% when they register 2 or more pets.

They have no customary charge restrictions, and they offer coverage for exam fees where many other providers don’t.

Their waiting periods are the shortest in the industry with coverage for accidents starting at midnight on the day of enrollment and coverage for illness starting 14 days after enrollment! Coverage for congenital/hereditary conditions starts 12 months after enrollment.

A Few Details about this Insurer:

With PetFirst, an average estimate would be $30/month for small dogs, $40/month for medium sized dogs, and $48/month for large dogs. As well, the average monthly price for cat owners is around $25.

Deductables: $0 Per Incidence Limits: No Limits
Co-Pay Coverage: 70%, 80%, 90% Annual Claims Limits: no limits
Minimum Enrollment Age: 8 Weeks LifeTime Claims Limits: $5,000, $10,000, $20,000
Maximum Enrollment Age: None Effective Date: Midnight (EST) after enrollment

Are you a believer in Holistic and Alternative Therapies?   No problem with PetFirst, they’re also believers!  PetFirst has you covered!

Rated #2

PetsBest

Rating:

      8.3/10

Pets Best Pet Insurance Review
Starting at: $25.00 /mo

PetsBest has 3 main plans, which average out to a monthly price of $40 for dogs and $25 for cats.

*Pricing is based on 4 factors: Location, age, breed, and deductible and reimbursement level.

Achieving the prestigious ranking of Best Overall Pet Insurance is the wonderful PetsBest. They provide everything an owner could hope for in pet insurance. Their customer service is second to none, they have a fantastic add-on, and a great reputation as an industry leader. With PetsBest, your pet will have coverage from just about every accident or illness there is.

PetsBest gives you the option of 5 deductible amounts and 4 reimbursement levels, including 100%. How great would it feel to never have to pay for vet treatment again?

A Few Details about this Insurer:

PetsBest has 3 main plans, which average out to a monthly price of $40 for dogs and $25 for cats. While this is more expensive than some competing companies, with PetsBest you get what you pay for and the investment will definitely be worth it.

Deductables: $50, $100, $200, $500, $1000 Per Incidence Limits: $5,000, $7,000, $8,000
Co-Pay Coverage: 70%, 80%, 90%, 100% Annual Claims Limits: $100,000, $150,000
Minimum Enrollment Age: 7 Weeks LifeTime Claims Limits: $5,000, $10,000
Maximum Enrollment Age: None Effective Date: The day after purchase.

Are you a globe trotter? PetsBest provides global coverage and allows owners to go to any licenced veterinarian in the world. Perfect for travel lovers.

Rated #3

Healthy Paws

Rating:

      8.2/10

Healthy Paws Pet Insurance Review
Starting at: $16.00 /mo

HealthyPaws has a 1 size fits all plan that costs an average of $27/month for dogs and $16/month for cats.

*Sample costs are based on a 2 year old mixed breed pet from Michigan with a $250 deductible and 80% reimbursement level

Unbeatable prices, great customer service, and astoundingly no limits of any kind. All of this is just part of what makes HealthyPaws such a great company to purchase medical insurance from. The only thing preventing them from leaping ahead to the #1 spot is their lack of a wellness add-on. But nevertheless, if you want as much protection as possible if your pet ever has an unforeseen accident or injury that requires expensive treatment, HealthyPaws is the way to go.

A Few Details about this Insurer:

HealthyPaws offers only 1 plan for insurance. It costs dog owners an average of $27/month and cats owners $16/month. For this price no other company offers such great insurance.

Deductables: $100, $250, $500 Per Incidence Limits: No Limits
Co-Pay Coverage: 70%, 80%, 90% Annual Claims Limits: no limits
Minimum Enrollment Age: 8 Weeks LifeTime Claims Limits: No Limits
Maximum Enrollment Age: 14 Years Effective Date: 12:01am the following day after enrollment

Need another reason to go with HealthyPaws? With their foundation called “Every Quote Gives Hope”, HealthyPaws gives a portion of every payment they receive to providing medical care to shelter animals.

Rated #4

PetPremium

Rating:

      8/10

Pet Premium Pet Insurance Review
Starting at: $20.00 /mo

The average price is $20 and $15, for dogs and cats respectively.

*Sample price based on a 2 year old pet from Michigan with a $250 deductible and 80% reimbursement level.

If saving money is what you’re after than look no further than PetPremium. With the lowest premiums in the industry it is surprising that they are still able to provide such good coverage. Combined with their awesome customer service and strong optional add-ons, PetPremium is the perfect choice for the budget minded pet owner.

Did you know that if your pet causes harm you can be held financial responsible? PetPremium is also the only company to address this concern with the liability insurance they offer. With yearly limits up to $100,000, PetPremium will protect you if your pet ever causes bodily harm or property damage.

A Few Details about this Insurer:

You can have insurance with PetPremium for the low monthly price of $15 for cats and $20 for dogs. Liability insurance can be had for around $600/year, depending on how high of a limit you desire.

Deductables: $100, $250, $500 Per Incidence Limits: No Limits
Co-Pay Coverage: 70%, 80%, 90% Annual Claims Limits: no limits
Minimum Enrollment Age: 8 Weeks LifeTime Claims Limits: $2,500, $3,000, $4,000, $5,000, $7,000, $10,000, $15,000, $20,000, No Limits
Maximum Enrollment Age: 12 Years Dogs, 14 Years Cats - New Customers Effective Date: Day after enrollment

Want some tips to help raise your pet? PetPremium maintains a very helpful blog and social media profiles that provide great tips to pet owners.

Rated #5

PetPlan

Rating:

      7.91/10

Pet Plan Pet Insurance Review
Starting at: $25.00 /mo

Prices average around $38/month for dogs and $25/month for cats.

*Sample prices based on a 2 year old mixed breed from Michigan with a $100 deductible and 80% reimbursement level.

Competitive prices, short waiting times, high limits, and a great reputation. PetPlan is everything you wish pet insurance could be. With truly customizable plans that can be made to fit the needs of every pet owner, PetPlan is the ideal insurance for those who want to have it all.

PetPlan offers 3 levels of plans with increasing coverage for reasonable prices. However just like HealthyPaws, they do not allow any optional add-ons that cover wellness and routine care, which limits their ranking on this list. Don’t allow this to deter you though, because PetPlan more than makes up for this deficiency in all their other services.

A Few Details about this Insurer:

In order to be covered with PetPlan you will have to pay an average price of $38/month for dogs and $25/month for cats. This price is the average of their 3 plans, so it can be higher or lower, depending on the amount of coverage you want.

Deductables: $100, $125, $150, $175, $200, $225, $250, $300, $500, $1000 Per Incidence Limits: No Limits
Co-Pay Coverage: 70%, 80%, 90% Annual Claims Limits: no limits
Minimum Enrollment Age: 6 Weeks LifeTime Claims Limits: $2,500, $5,000, $10,000, $15,000, $20,000, $25,000, No Limits
Maximum Enrollment Age: None Effective Date: Day after purchase.

Do you like discounts? PetPlan offers a 5% discount for enrolling online, but also offer a 10% discount for any active or retired member of the Armed Forces, or a 15% discount to veterinary professionals, or a 10% discount for medical services dogs, and an automatic 10% discount for any pet you enroll after the first one.

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