PetFirst provides everything you could possibly want in insurance for your cat. They have no lifetime limits, low monthly premiums, and great add-on packages that cover wellness and vaccinations. One of their most attractive offers that separates them from other companies is a family package that allows customers to save up to 30% when they register 2 or more pets.
With PetFirst, coverage for illness starts 14 days after enrollment and coverage for illness starts at midnight on the day of enrollment. Coverage for congenital/hereditary conditions starts 12 months after enrollment.
A Few Details about this Insurer:
With Petfirst, an average quote for dogs would be: $28 to $36 per month and an average quote for cats would be: $18 per month.
Our sample quotes are based on: 2 yr old female medium sized mixed breed dog from Minnesota or 2 yr old female domestic short-haired cat from Minnesota with $250 per incident deductible, 80% reimbursement, and $5,000 annual limit. .
Covered Animals: Dogs, Cats
|Per Incident Deductibles: $50, $100, $250, $500
||Per Incidence Limits: On Wellness Plans Only
||Type of Deductable: Incident
|Co-Pay Coverage: 70%, 80%, 90%
||Annual Claims Limits: $2,000, $5,000
||Money Back Guarantee: 14 Days
|Minimum Enrollment Age: 8 Weeks
||LifeTime Claims Limits: no limits
||Multiple Pet Discount: 5% for 2nd pet and 10% for 3rd and subsequent
|Maximum Enrollment Age: None
||Effective Date: Midnight (EST) after enrollment
||Reimbursement Based on: Actual Veterinary Charges
|Exam Fees Covered: Yes
||Wellness Coverage: Add-on
||No Precoverage Exam Required:
|Hereditary/Congenital Conditions Covered: Yes
||Alternative Therapies: Yes, Including Holistic
||Prescription Drug Coverage: Yes