Best Pet Insurance for Dental Coverage

Best Pet Insurance for Dental Coverage

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Top 5 Best Pet Insurance for Dental Coverage

Healthy teeth is a sign of a healthy pet, and you want to do whatever it takes to make sure that your little loved one is as healthy as can be. Since pet insurance companies usually do not provide dental care as part of their main coverage, you can rely on these companies to give you good optional add-ons for dental coverage that will cover surgery as well as regular dental cleaning. With these plans you will no longer have to cover your nose every time you pet opens their mouth.
Since pet insurance companies usually do not provide dental care as part of their main coverage, you can rely on these companies to give you good optional add-ons for dental coverage that will cover surgery as well as regular dental cleaning. #pets #insurance #dental

Rated #1 best pet insurance

PetsBest

Rating:

      8.3/10

Offering maximum coverage for pet owners.

Pets Best Pet Insurance Review
Starting at: $25.00 /mo

Main plans start as low as $19/month with PetsBest, and the “BestWellness” add-on will cost $23.50/month

Pricing is based on 4 factors: Location, age, breed, and deductible and reimbursement level.

Coming in 1st place in this extremely competitive category is the great insurance of PetsBest. Unlike any other pet insurance company PetsBest offers protection from dental injuries that are a result of trauma through their main plan, as well as providing extra dental cleaning coverage through their wellness add-on “BestWellness”. By securing yourself by purchasing both of these plans you will never have to worry about the dental health of your pet again.

A Few Details about this Insurer:

Main plans start as low as $19/month with PetsBest, and the “BestWellness” add-on will cost $23.50/month, a remarkable deal considering all of the coverage they provide when combined.

Deductables: $50, $100, $200, $500, $1000 Per Incidence Limits: $5,000, $7,000, $8,000
Co-Pay Coverage: 70%, 80%, 90%, 100% Annual Claims Limits: $100,000, $150,000
Minimum Enrollment Age: 7 Weeks LifeTime Claims Limits: $5,000, $10,000
Maximum Enrollment Age: ~ Effective Date: The day after purchase.

Love Savings? PetsBest offers discounts when owners choose to register more than 1 pet at the same time.

Rated #2

Nationwide

Rating:

      7.9/10

Great coverage and fair prices.

nationwide pet insurance review
Starting at: $11.00 /mo

For Dogs, the “economical” plan will cost around $20/month, and the “comprehensive” plan will cost $27/month. For cats the “economical” plan costing an average of $11/month and the “comprehensive” plan costing around $15.50/month.

*Sample prices are based on a 2 year old mixed breed from Michigan with a $250 deductible.

Nationwide covers dental care under their “CareGuard Premier” wellness plan. This plan provides coverage up to $400 each year for dental and other routine care. Nationwide is ranked second for this category because other companies require you to purchase their most expensive plan, or add wellness coverage on top of a regular plan in order to receive dental care. With Nationwide you are free to purchase the “CareGuard Premier” plan all on its own if dental care and wellness is all that you want.

A Few Details about this Insurer:

Pricing for “CareGuard Premier” is a very reasonable $22/month when you consider all of the issues it provides coverage for.

Deductables: $100, $250, $500 Per Incidence Limits: $7,000
Co-Pay Coverage: Annual Claims Limits: no limits
Minimum Enrollment Age: None LifeTime Claims Limits: No Limits
Maximum Enrollment Age: 10 Years for New Customers - No limit for existing customers Effective Date: Day after application is approved

Not sure if this is right for you? Nationwide is the provider to 48% of all pet owners with insurance. Surely half of all owners cannot be mistaken about whom to buy pet insurance from.

Rated #3

Embrace

Rating:

      7.6/10

High quality customer service and expansive coverage.

Embrace Pet Insurance Review
Starting at: $22.00 /mo

Based on Embrace's most popular options customers should expect to pay around $37/month for dogs, and $22/month for cats.

*Sample price based on a 2 year old mixed breed male from Michigan with a $10,000 annual limit, $300 deductible, and 80% reimbursement level, with the "rx drug coverage" included as well.

Coming in 3rd place in this category is Embrace, whose, “Wellness Rewards” add-on must be purchased in order for dental care to be covered. This plan provides coverage up to $650 each year for dental and many other wellness issues. Embrace achieved this ranking because their “Wellness Rewards” add-ons are more appealing than the competition in regards to price and limits, yet they still require their main plans to be purchased first.

A Few Details about this Insurer:

“Wellness Rewards” can be purchased for as little as $20/month or as high as $50/month. The higher the monthly price, the higher your annual limit will be.

Deductables: $100, $200, $300, $500, $1000 Per Incidence Limits:
Co-Pay Coverage: 65%, 80%, 90% Annual Claims Limits: no limits
Minimum Enrollment Age: 6 Weeks LifeTime Claims Limits: $15,000
Maximum Enrollment Age: 14 Years Effective Date: Day after purchase

Want to save even more? Embrace offers 5% discounts to pets who have already been spayed/neutered and to owners who pay premiums on a yearly rather than monthly basis.

Rated #4

AKC

Rating:

      7.5/10

Ideal for those that want customized insurance.

AKC Pet Insurance Review
Starting at: $26.00 /mo

You can purchase “DefenderPlus” for $26/month, and it has yearly coverage limits up to a maximum of $535.

*Sample costs are based a 2 year old mixed breed cat from Michigan, with a $250 deductible, 80% reimbursement level, and $10,000 annual limit

The 2nd to last company to make our list for Best Dental Coverage is AKC. Just like most of the other options on our list they provide dental coverage through their wellness add-on called “DefenderPlus”. This is a very strong add-on that is both cheap and effective and making sure you never have to withhold treatment from your pet because you can’t afford it.

Along with dental care this optional plan also covers the main procedures that you expect from a wellness plans.

A Few Details about this Insurer:

You can purchase “DefenderPlus” for $26/month, and it has yearly coverage limits up to a maximum of $535.

Deductables: $100, $125, $150, $175, $200, $225, $250, $500, $1000 Per Incidence Limits: $8,000
Co-Pay Coverage: 80% Annual Claims Limits: no limits
Minimum Enrollment Age: 8 Weeks for Dogs, 10 Weeks for Cats LifeTime Claims Limits: $3,000, $5,000, $10,000, $14,000, $15,000, $16,000
Maximum Enrollment Age: After 9 Years no Illness Coverage Effective Date: 12:01am the day after enrollment

Hesitant to purchase? AKC offers a 30 day money back guarantee if you change your mind and feel that their coverage doesn’t meet your expectations.

Rated #5

ASPCA

Rating:

      7.6/10

Customizable with pick and choose features.

ASPCA Pet Insurance Review
Starting at: $21.00 /mo

Generally they cost an average of $28/month for dog owners and $21 for cat owners.

*Sample prices are based on a 2 year old mixed breed pet from Michigan with a $250 deductible and 80% reimbursement level.

The goal of the ASPCA is clearly seen in their name. Just as they take care of pets with physical injuries, the also make sure to protect pets who have dental problems. In order to provide this dental care, the ASPCA gives the option to purchase their premium add-on plan called “advance” care.

This optional plan covers dental cleaning and various other wellness treatments like wellness exams, spaying/neutering, and microchipping, up to an annual limit of $400.

A Few Details about this Insurer:

The “advanced” care wellness add-on costs $25/month and has coverage limits up to $400 annually.

Deductables: $100, $250, $500 Per Incidence Limits: $2,500, $3,000, $5,000, $7,000
Co-Pay Coverage: 70%, 80%, 90% Annual Claims Limits: no limits
Minimum Enrollment Age: 6 Weeks LifeTime Claims Limits: $10,000, $14,000, $22,000
Maximum Enrollment Age: 12 Years Dogs, 14 Years Cats - New Customers Effective Date: 1st and 15th of the Month (after payment)

Have more than 1 pet? ASPCA offers 10% discounts to owners who enroll 2 or more pets with them.

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